.guide-essentials {scroll-margin-top:155px;margin:48px 0 72px;}
.essentials-heading {position:relative;overflow:hidden;background:#17363e;color:#f7f8f1;border-radius:30px;padding:44px 48px 40px;min-height:245px;}
.essentials-heading::after {content:"";position:absolute;inline-size:300px;block-size:300px;inset-inline-end:-54px;top:-135px;border:52px solid rgba(207,224,149,.25);border-radius:46% 54% 37% 63%;transform:rotate(-26deg);pointer-events:none;}
.essentials-heading .eyebrow {color:#cce37e;}
.essentials-heading h2 {position:relative;z-index:1;max-width:640px;font-size:clamp(30px,3.5vw,50px);line-height:1.08;letter-spacing:-.045em;margin:18px 0 14px;color:#f7f8f1;}
.essentials-heading p {position:relative;z-index:1;max-width:650px;margin:0 0 24px;color:#d5e1dd;font-size:15px;line-height:1.6;}
.essentials-heading .text-button {position:relative;z-index:1;color:#cce37e;}
.essentials-stack {display:grid;gap:18px;margin-top:18px;}
.essentials-panel {border:1px solid #d9e2d7;border-radius:25px;padding:30px 32px;background:#fafbf7;min-width:0;box-shadow:0 16px 45px rgba(24,49,48,.035);}
.essentials-housing {background:#f1f5ec;border-color:#d8e3cf;}
.essentials-panel-heading {max-width:770px;}
.essentials-kicker {display:inline-block;color:#536c46;font-size:10px;font-weight:800;letter-spacing:.16em;text-transform:uppercase;}
.essentials-panel h3 {font-size:clamp(25px,3vw,34px);letter-spacing:-.035em;line-height:1.15;margin:12px 0 12px;color:#18363a;}
.essentials-panel h4 {font-size:19px;line-height:1.25;margin:7px 0 8px;letter-spacing:-.025em;color:#17363e;}
.essentials-panel p {line-height:1.6;color:#506765;max-width:760px;margin:0 0 15px;}
.essentials-options {display:flex;flex-wrap:wrap;gap:7px;padding:5px;background:#e3eadf;border-radius:16px;width:max-content;max-width:100%;margin:20px 0;}
.essentials-options button {appearance:none;border:0;background:transparent;color:#33504a;border-radius:11px;padding:12px 17px;min-height:44px;font:inherit;font-size:13px;font-weight:700;cursor:pointer;white-space:normal;}
.essentials-options button[aria-pressed="true"] {background:#17363e;color:white;box-shadow:0 3px 9px rgba(17,50,53,.14);}
.essentials-options button:focus-visible,.essentials-links a:focus-visible,.essentials-inline:focus-visible {outline:3px solid #9dbb67;outline-offset:3px;}
.essentials-facts {display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:10px 0 19px;}
.essentials-fact {border:1px solid #dfe7da;border-radius:15px;padding:12px 15px;background:rgba(255,255,255,.75);min-width:0;}
.essentials-fact>span {display:block;font-size:11px;color:#647a74;margin-bottom:6px;}
.essentials-fact strong {display:block;color:#183b3c;font-size:15px;line-height:1.35;overflow-wrap:anywhere;}
.essentials-links {display:flex;flex-wrap:wrap;gap:8px;margin:15px 0;}
.essentials-links a,.essentials-inline {display:inline-flex;align-items:center;gap:8px;min-height:42px;border:1px solid #b9ccc4;color:#173f40;background:#fff;border-radius:12px;padding:9px 13px;font-size:12px;font-weight:700;text-decoration:none;line-height:1.3;}
.essentials-links a:hover,.essentials-inline:hover {border-color:#557c68;background:#edf5ed;}
.essentials-links a span {font-size:16px;line-height:1;}
.essentials-muted,.essentials-source {font-size:12px!important;color:#667a74!important;line-height:1.55!important;}
.essentials-source {padding:16px 5px 0;max-width:850px;}
.essentials-mortgage {background:#fff;border:1px solid #dbe5e0;border-radius:20px;padding:24px;margin:20px 0;}
.essentials-mortgage>div:first-child {max-width:690px;}
.essentials-form-grid {display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin:19px 0;}
.essentials-form-grid label {display:flex;flex-direction:column;gap:7px;min-width:0;font-size:11px;font-weight:700;color:#375650;}
.essentials-form-grid input,.essentials-form-grid select {width:100%;min-width:0;min-height:46px;border:1px solid #cbd8d1;background:#fafffb;border-radius:11px;padding:9px 12px;color:#193b3c;font:inherit;font-size:15px;}
.essentials-form-grid input {direction:ltr;text-align:start;}
.essentials-form-grid input:focus,.essentials-form-grid select:focus {outline:2px solid #a8c77a;outline-offset:1px;}
.essentials-input {position:relative;display:block;}
.essentials-input input {padding-inline-end:45px;}
.essentials-input small {position:absolute;inset-inline-end:12px;top:50%;transform:translateY(-50%);font-size:10px;color:#607a72;pointer-events:none;}
.essentials-mortgage .button {min-height:44px;}
.essentials-calculation {margin-top:18px;background:#e5f0e5;border-radius:15px;padding:17px;}
.essentials-calculation>div {display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:9px;}
.essentials-calculation .essentials-fact {background:#fff;}
.essentials-calculation p {font-size:12px;margin:13px 0 0!important;}
.essentials-error {color:#9b3125!important;font-size:13px;}
.essentials-school-grid {display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px;margin:18px 0;}
.essentials-school {min-width:0;background:#fff;border:1px solid #dbe5df;border-radius:18px;padding:20px;display:flex;flex-direction:column;}
.essentials-school>span {color:#607b70;font-size:11px;font-weight:700;}
.essentials-school h4 {min-height:48px;}
.essentials-school strong {font-size:15px;color:#173c3d;}
.essentials-school small {margin-top:3px;color:#6a7e78;}
.essentials-school p {font-size:12px;margin:15px 0 0;min-height:38px;}
.essentials-school p.essentials-date {font-weight:700;color:#4a663c;}
.essentials-school .essentials-links {margin-top:auto;padding-top:12px;}
.essentials-compact {display:grid;grid-template-columns:minmax(0,1fr) minmax(300px,.9fr);gap:35px;align-items:start;}
.essentials-compact .essentials-fact {margin:0 0 8px;}
.essentials-compact .essentials-options {margin:12px 0;}
[dir="rtl"] .essentials-heading::after {transform:rotate(26deg);}
[dir="rtl"] .essentials-input input {text-align:right;direction:ltr;}
@media(max-width:950px){.essentials-form-grid {grid-template-columns:repeat(2,minmax(0,1fr));}.essentials-compact {grid-template-columns:1fr;gap:14px;}}
@media(max-width:620px){.guide-essentials {scroll-margin-top:86px;margin:32px 0 48px;}.essentials-heading {border-radius:21px;padding:28px 23px;min-height:0;}.essentials-heading::after {inline-size:195px;block-size:195px;border-width:35px;inset-inline-end:-75px;top:-95px;}.essentials-heading h2 {font-size:34px;}.essentials-panel {border-radius:19px;padding:23px 18px;}.essentials-panel h3 {font-size:27px;}.essentials-facts {grid-template-columns:1fr 1fr;}.essentials-facts .essentials-fact:last-child {grid-column:1/-1;}.essentials-options {width:100%;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));}.essentials-options button {padding:10px 5px;font-size:11px;}.essentials-compact .essentials-options {grid-template-columns:repeat(2,minmax(0,1fr));}.essentials-mortgage {padding:19px 15px;}.essentials-calculation>div {grid-template-columns:1fr;}.essentials-school-grid {grid-template-columns:1fr;}.essentials-school h4 {min-height:0;}.essentials-school p {min-height:0;}}
@media(max-width:380px){.essentials-form-grid {grid-template-columns:1fr;}.essentials-links a {width:100%;justify-content:space-between;}.essentials-facts {grid-template-columns:1fr;}.essentials-facts .essentials-fact:last-child {grid-column:auto;}}